Clearstar Financial Credit Union, originally called the Reno Teacher’s Federal Credit Union, now prides itself on a broad membership, including persons who live, work, worship, volunteer or attend school in or businesses or other legal entities within the thirteen Northern Nevada counties that we serve. Clearstar's mortgage lending division is able to lend nationwide.

Call us today and let us help make your dream of homeownership a reality or  simply click on the link below to apply on line:

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At Clearstar Financial Credit Union, affordable housing means finding the most innovative and creative ways to help low and moderate-income individuals and families become homeowners.  We offer a large variety of loans that are tailored to fit your needs.  Take advantage of fast, friendly and convenient loan services designed to provide you with competative rates and personalized terms.

Choose from low down payment programs that allow closing costs to be paid through gifts, grant, employer housing assistance, subsidized second mortgages, or in some cases the seller of the property.  Most programs require a 3% or 5% of the purchase price from your own funds.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate, pay off existing debts,  get cash out for home improvements, fund an upcoming childs college education  or pehaps take the vacation you have always dreamed of. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

We give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.  If you have any questions please call me at (775) 815-9599. I look forward to being of service to you.